The United States has become a nation of savers.
Where once the money management mantra was "invest it and retire wealthy," it is now "save it or lose it" -- a healthy reaction to the chaos,...
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Editor's note: This article is updated as of Sept. 21, 2012, to reflect FDIC data from the second quarter of 2012.
In America, we have let our guard down when it comes to our banking...
Without realizing it, our everyday rants about housing, grocery prices and car loans are sprinkled with Federal Reserve influences.
Even if you don't actually utter the words "the Fed" in...
In America, we have let our guard down when it comes to our banking relationships. We assume that everything will be fine if our bank fails. After all, the FDIC insures our deposits up to $250,...
The relationship between Americans and their banks used to be based on trust.
As well it should. In many ways, banks make some of our biggest financial dreams come true.
We go...
What happens when a not-so-stable bank finds itself on our list of banks that could fail?Some banks vow to clean up their books. Some write us letters explaining why things aren't as bad as...
Parents, imagine this scenario:
You're at home on a leisurely Saturday afternoon enjoying the peace and quiet of an empty house, when, suddenly, you receive an alert on your smart phone. It's...
If you use a debit card on a regular basis, chances are you are constantly hearing the "credit or debit" question at the checkout counter. Since it's a debit card, shouldn't it be run as debit...
What a difference a few years can make. Before the iPhone's ubiquitous 2007 launch, the hottest trend in banking was online bill pay. Few people (and fewer banks) had even heard of banking by...
Think times are tough today?
When Franklin D. Roosevelt was inaugurated president during the Great Depression in 1933, about 30 percent of Americans were unemployed. Thousands of banks had...
What To Know About Investing in CDs
When most people think about investing, they think of stocks, bonds, and other traditional options. However, for those who are looking for a guaranteed...
When I think about lending money to friends and family, I cringe a little.
After all, lending to "regular" people you know is fraught with emotional pitfalls as well as the possibility that...
Looking to get a little more bang for your saved buck? Depositing your hard-earned dollars in an online bank might be worth a long look if you're seeking higher yields.
Today, many of the...
Sure, online banking is convenient, but is it safe?
Today, you can achieve almost all of the transactions of your local branch quickly and easily with your personal computer or mobile device...
Most people keep their money in either a credit union or a bank. If you’re trying to choose between these financial institutions, we review credit unions vs. banks to help you decide which is a...
