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What is a Mortgage Originator?

A mortgage originator is an individual or institution that collaborates with the borrower to complete a mortgage transaction.

How Does a Mortgage Originator Work?

Mortgage originators facilitate the mortgage application process from the time a prospective borrower expresses interest until the mortgage loan itself has been disbursed. For this reason, a number of parties are qualified to function as mortgage originators including individual mortgage brokers, mortgage bankers, and mortgage companies.

Why Does a Mortgage Originator Matter?

The role of a mortgage originator is to bring together prospective mortgage borrowers with mortgage lenders. To this extent, mortgage lenders also aid in supplying new mortgages to the secondary mortgage market.

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Paul Tracy
Paul Tracy

Paul has been a respected figure in the financial markets for more than two decades. Prior to starting InvestingAnswers, Paul founded and managed one of the most influential investment research firms in America, with more than 3 million monthly readers.